Personal Loan

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Personal Loan

To enhance your standard of living and civilization by offering to finance for various demands such as computer demanded study or work, car demanded or motorcycle for transportation, and material purchase demanded or furniture for completed home aesthetics.

Thus, SAHAKA Microfinance Institution PLC., offering personal loans to customers with appropriate interest rates, uncomplicated filing, and fast service.

 

Product Features:

 

Currency

KHR

USD

Loan amount

Up to 200,000,000 Riels

Up to 50,000 USD

Loan term

Up to 96 months or 8 years

 

Interest rate

Reasonable

 

Repayment mode

Flexible repayment option

 

 

Customer Term:

  • Adults between the ages of 18 to 65
  • Have permanent address
  • Good and reliable credit
  • Have a legitimate business and a clear source of income
  • Availability and responsibility

 

Required Documents (Private):

  • Identity card or passport or family record book or residence book or birth certificate, or Identity Card of Civil Officer
  • If an employee must have a salary certificate, staff card, employment contract, and Bank Report for the last 3 months
  • If a trader needs to have a valid patent, business certificate, and related documents
  • Various documents confirming the income and expenses of the family or business
  • Certificate of ownership of immovable property or certificate of ownership of immovable property or vehicle identification card

 

Required Documents (company and enterprise):

  • Patent 
  • Business License
  • Various letters confirming income and expenses

 

Type of collateral:

  • Vehicle Identification Card or Soft Layout, or Solid Layout

 

Benefits:

  • Uncomplex document and quick loan approval
  • Long loan period
  • Have multiple payment methods and flexibility according to the customer's cash flow
  • Repayment can be done at the office or at Sahaka’s partner's place

 

Note:

  • Cooperation reserves the right to change the various terms without prior notice.
  • Other conditions will apply.

Sahaka Microfinance Institution Plc is one of the leading microfinance institutions in Cambodia