Housing Loan

Family happiness occurs by taking in a particle of small factor, for instance, loving each other, providing adequate nutrition, and, wonderfully, having a shelter that can be breathed in comfortably and safely for your family.

 

Link to your demand, the SAHAKA Microfinance Institute PLC pays attention to filling in your family’s needs to conveniently by obtaining housing loans up to 80% of the home equity loans as well.

 

Product Features:

 

Currency	KHR	USD
Loan amount	Up to  600,000,000 Riels	Up to 150,000 USD
Loan term	Up to 180 months or 15 years
Interest rate	Reasonable rate
Repayment mode	Flexible repayment option

 

Customer Term:

• Adults between the ages of 18 to 65
• Have a permanent address
• Good and reliable credit
• Have a legitimate business and a clear source of income
• Availability and responsibility

 

Required Documents (Private):

• Identity card or passport or family record book or residence book or birth certificate, or Identity Card of Civil Officer
• If an employee must have a salary certificate, staff card, employment contract, and Bank Report for the last 3 months
• If a trader needs to have a valid patent, business certificate, and related documents
• Various documents confirming the income and expenses of the family or business
• Certificate of ownership of immovable property or certificate of ownership of immovable property or vehicle identification card

 

Required Documents (company and enterprise):

• Patent 
• Business License
• Various letters confirming income and expenses

 

Type of collateral:

• Vehicle Identification Card or Soft Layout or Solid Layout

 

Benefits:

• Uncomplex document and quick loan approval
• Long loan period
• Have multi-payment methods and flexibility according to the customer's cash flow
• Repayment can do at the office or at the Sahaka’s partner place

 

Note:

• Cooperation reserves the right to change the various terms without prior notice.
• Other conditions will apply.